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Terms of Use

The use of the web site (the “Web  Site”) is subject to the terms and conditions stated herein and to the terms set  by the Site Owner (info@atlantismortgage.com) located at www.atlantismortgage.com. Use of  the Web Site constitutes an agreement by you, the user, that your use is  governed by these terms and conditions. In addition, when using particular  services, you will be subject to any guidelines or rules applicable to such  services that may be posted from time to time.

You are responsible for regularly  reviewing this Agreement.

Ownership of Intellectual  Property

The works of authorship contained in this Web  Site, including but not limited to all design, text and images, are owned,  except as otherwise expressly stated, by YourSiteNeedsMe (YSNM) or its licensors. United States and  worldwide copyright laws and treaty provisions protect the contents of this Web  Site. In accordance with these terms, except as stated above,

Appropriate Conduct and Prohibited  Uses:

You agree that You are responsible for your own  conduct and content while using the Service and for any consequences thereof.  You agree to use the Service only for purposes that are legal, proper and in  accordance with these Terms of Use and any applicable policies or guidelines. By  way of example, and not as a limitation, You agree that when using the Service,  You will not:

  • Copy, reproduce, modify, use, republish, upload, post, publish, license,  create derivative works from, transmit or distribute in any way material from  the Web Site without express written permission;
  • defame, abuse, harass, stalk, threaten or otherwise violate the legal rights  (such as rights of privacy and publicity) of others;
  • upload, post, email or transmit or otherwise  make available any inappropriate, defamatory, infringing, obscene, or unlawful  Content;
  • upload, post, email or transmit or otherwise  make available any Content that infringes any patent, trademark, copyright,  trade secret or other proprietary right of any party, unless You are the owner  of the Rights or have the permission of the owner to post such Content;
  • upload, post, email or transmit or otherwise  make available messages that promote pyramid schemes, chain letters or  disruptive commercial messages or advertisements, or anything else prohibited by  law, these Terms of Service or any applicable policies or guidelines.
  • download any file posted by another that You  know, or reasonably should know, that cannot be legally distributed in such  manner;
  • impersonate another person or entity, or falsify  or delete any author attributions, legal or other proper notices or proprietary  designations or labels of the origin or source of software or other material;
  • restrict or inhibit any other user from using  and enjoying Site Owners and/or ALM services;
  • use services for any illegal or unauthorized  purpose;
  • interfere with or disrupt services or servers or  networks connected to Site Owners and/or ALM services, or disobey any  requirements, procedures, policies or regulations of networks connected to Site  Owners and/or ALM services;
  • use any robot, spider, site search/retrieval  application, or other device to retrieve or index any portion of services or  collect information about users for any unauthorized purpose;
  • submit Content that falsely expresses or implies  that such Content is sponsored or endorsed by ALM and/or Site Owner;
  • create user accounts by automated means or under  false or fraudulent pretenses;
  • promote or provide instructional information  about illegal activities or promote physical harm or injury against any group or  individual; or
  • transmit any viruses, worms, defects, Trojan  horses, or any items of a destructive nature.
  • Redeliver, transfer, or sell any information,  software, lists of users, databases or other lists, products, or services  provided through or obtained from the Site Owner and/or YSNM Web Sites. This  includes among other activities, using “framing, scraping, screen scraping,  database scraping, or any other activity with the purpose of obtaining lists  of users or other information and includes any of the pages, text, images or  other content of this Web Site technology without express written permission.
  • Soliciting any of the individuals or companies  listed on this web site for purposes of selling products or services is  prohibited.
  • International users agree to comply with their own  local rules regarding online conduct and acceptable content, including laws  regulating the export of data to the United States or your country of  residence.

Rates Mortgage Tools

These are calculation tools, not an offer to  lend. Interest rates shown are for demonstration purposes only. Actual market  interest rates may vary. The Site Owner cannot guarantee the accuracy of  published rates.

Market Volatility

Site Owner is not liable for changes in the  market that change buyer/seller conditions.

Activity Restriction

Site use is restricted to real estate mortgage  activities.

Web Site Security

You are prohibited from violating or attempting  to violate the security of the Web Site, including, without limitation, (a)  accessing data not intended for your viewing or logging into a server or account  which you are not authorized to access, (b) attempting to probe, scan or test  the vulnerability of a system or network or to breach security or authentication  measures without proper authorization or (c) attempting to interfere with  service to any user, host or network. Violations of system or network security  may result in civil or criminal liability. YSNM and/or Site Owner will  investigate occurrences that may involve such violations and may involve, and  cooperate with, law enforcement authorities in prosecuting users who are  involved in such violations.

DISCLAIMER OF WARRANTY

THE WEB SITES ARE PROVIDED “AS-IS” AND “WITH ALL  FAULTS” AND, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALM AND SITE  OWNER DISCLAIMS ALL OTHER REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED OR  STATUTORY, REGARDING THE WEB SITES, INCLUDING WITHOUT LIMITATION ITS FITNESS FOR  A PARTICULAR PURPOSE, ITS QUALITY, ITS MERCHANTABILITY, ITS PERFORMANCE, ITS  NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, OR THE RESULTS OBTAINED BY USING  THE WEB SITES. THE COMPANY DOES NOT WARRANT THAT THE WEB SITES ARE FREE FROM  BUGS, VIRUSES, ERRORS OR OTHER PROGRAM LIMITATIONS.

ALM AND SITE OWNER MAKES NO WARRANTY THAT (i) THE  SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED,  TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE  USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY  PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU  THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE  SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED  THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE  SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT  RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR  WRITTEN, OBTAINED BY YOU FROM SITE OWNER, ALM OR THROUGH OR FROM ALM SERVICES  SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

LIMITATION OF LIABILITY

SITE OWNER AND ALM SHALL HAVE NO LIABILITY TO YOU  OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS,  EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE  DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR  INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION, ANY MATERIAL DOWNLOADED  OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEB SITES. USE OF SITE OWNER AND  ALM WEB SITES IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY  RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS  FROM THE DOWNLOAD OF ANY SUCH MATERIAL. BECAUSE SOME STATES/JURISDICTIONS DO NOT  ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL  DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH  ANY PORTION OF THE ALM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE  AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEB SITES.

Indemnity

You will indemnify, defend and hold harmless Site  Owner and YSNM and its officers, directors, employees and agents (each, an  “Indemnified Party”) from and against any and all claims, demands, losses,  costs, expenses, liabilities and damages of any kind or nature whatsoever  (collectively, “Damages”) incurred by any Indemnified Party arising out of, in  connection with or resulting from (i) your use of the Web Sites or (ii) your  breach of this Agreement.

Governing Law/Arbitration

This Agreement shall be construed and governed by  the State of Michigan, U.S.A. You hereby consent to the exclusive jurisdiction  and venue of courts sitting in Michigan in all disputes arising out of or  relating to the use of the Web Sites. Use of the Web Sites is unauthorized in  any jurisdiction that does not give the effect to all provisions of these terms  and conditions, including without limitation this paragraph.

NMLS #’s: Atlantis Financial Group, Inc.#129429

  • Jason Yourofsky #137016
  • Jeremy Stybel #129466
  • Zack Schiebner #181197
  • Al Girardot #789783
  • Chris Underwood #33155
  • Stan Zajdel #398134