It's time to refinance your mortgage

If you own your home and haven't refinanced in the last year, why are you procrastinating? Mortgage rates still remain close to their all-time lows. Many households have seized the opportunity to trim down their interest rate and monthly payment. Do not be a part of the estimated 19.4 million homeowners that are sitting on their loan when you could save on average $308 a month. If you are still facing economic hardships, refinancing could be very beneficial to you. By refinancing you will have the opportunity to save money on your monthly payments and reallocate your funds to other areas of your budget.


How do I know if I am the right candidate?

You're in a good position to refinance if you currently have a 30-year mortgage at around 3.50% or higher, and if your credit score is exceptional (800 or higher)

or very good (740 to 799).



Why are rates so low?

There are many factors that have fueled the currently low refinance rates. Refinance rates are affected by two categories!


How do you get the best refinance rate?

If you’re interested in refinancing your mortgage, improving your credit score and paying down any other debt could secure you a lower rate. Interested in other tips?


Contact today!

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