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Rates Have Fallen

Mortgage rates have fallen again, but where are all the buyers to scoop up the offers? The questionable housing market has put the breaks on potential homebuyers and their applications. The current housing shortage stands as a huge obstacle. If you feel like you fit into this situation, I want to let you know that there are still home opportunities waiting for you. With a strong pre-approval letter and a real estate agent by your side, you can still find your dream home

Fact or Fiction

DO NOT let the media scare you off from purchasing a home this season. The fact is that homebuyers are spiraling into bidding wars over homes and home prices have skyrocketed, BUT, do not let these facts scare you. Even though home prices have increased, interest rates have dropped meaning that you can afford a more expensive home. I understand that these extraordinarily times are extremely frustrating for my clients who are buyers, especially first-timers but at Atlantis Mortgage we are here to help.

Rates, who truly needs to take advantage?

Rates are currently at their lowest since the end of February. The good news is that if you are a current homeowner you have been given a second chance to take advantage of low refinance rates. If you think you missed the boat to refinance, now is your chance to do so. If you wish to upgrade your home and moving is not for you, consider a cash-out refinance. You can use this money to make any improvements to your home or payoff debt.

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